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Big Data
Book Review: Use it—it’s already using you
Data allows consideration of previously unscoreable consumers
Current laws provide protection, while consumers enjoy benefits
Data-centric audit and protection’ products needed
Policies should focus more on use, less on technologies
New sources improve marketing, fight fraud
Main areas include mobility, social media, web analytics, and ecommerce
Agility seen as adding to traditional values of cost and risk
Banks led the way in standardizing data collection, retrieval
34% of banking organizations say they have invested in the technology
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