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CFPB
Will concentrate on application to unbanked, privacy, security, money management
Bureau seeks meaning, economy, speed in process
Bankers ponder diagnoses and solutions
What banks must get to know before “launch”
Understanding customers, market, and risk tolerance is critical
New mortgage rules, IT risk, fair lending pose increased pressures
ABA’s Plagge warns against killing credit
Good news is, better process helps in many compliance areas
To QM or not to QM?
Tip #1: Do what Compliance told you
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