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Mortgages
SNL Report: Mortgages seem to exist in a bubble
Overall delinquency continues fall, older debt still factor
What banks must get to know before “launch”
Understanding customers, market, and risk tolerance is critical
Three decades later, key question re disclosures hasn’t changed
New mortgage rules, IT risk, fair lending pose increased pressures
ABA’s Plagge warns against killing credit
Some relief for homeowners, and more work for bankers
Good news is, better process helps in many compliance areas
To QM or not to QM?
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