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Technology

Global acceptance to reach 1.75 billion
30% of tablet owners prefer the device to contact banks
Near field plus host-card emulation opens door for banking/payment apps
Banks need to step up sooner rather than later
Sophisticated threats require sophisticated defenses
Also will assess cybersecurity readiness at community banks
As economy improves, clients expect more from advisors
Retailers have many options and cash is expensive
Transactions seen giving way to contextual banking
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